Making Banking
Smarter, Safer and
Simpler for you

Explore a suite of delightful banking products from the house of Niyo.

Since 5+ Years

2Mn+ Customers


A 2-in-1 power-packed account offering Savings and Wealth Management all in one App.

  • Get up to 7% Interest p.a.* on your savings
  • Invest into ‘Direct’ Mutual Funds and pay ‘Zero’ commission on NiyoX App.
  • Bank hassle-free with Zero Balance Savings Account

In partnership with Equitas Small Finance Bank.

*For balances above 1 Lakh in Niyo Equitas Savings Account

Niyo Global

Explore the world with Niyo Global as your financial companion on your fingertips.

  • Enjoy 0% Forex Markup^ anywhere in the world
  • Load in INR and spend in 150+ currencies, without any extra charges​
  • Reach out to us instantly via 24x7 WhatsApp support service​
In Partnership with DCB Bank ^VISA Exchange Rates Applicable.

Niyo Money

Grow your money using our Wealth Management App with in-built robo-advisory.

  • Invest in 0% Commission Direct Mutual Funds for free
  • Import, Track and Act on your entire Mutual Funds portfolio at one place
  • Achieve your financial goals using our Goal-based advisory powered by proprietary algorithms
  • Invest in Stocks & ETFs

** In partnership with 5Paisa discount broker and Stockal

** In partnership with 5Paisa discount broker and Stockal

Niyo Bharat

Open Banking platform for Business and Salary Card for employees.

  • Lifetime Zero Balance Prepaid Card
  • Multilingual App supporting over 10 languages to bring banking services closer to you
  • Payroll, HRMS & Salary Transfer modules for employers
In Partnership with YES Bank, DCB Bank and ICICI Bank.
T&C Apply.
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