Making Banking
Smarter, Safer and
Simpler for you

Explore a suite of delightful banking products from the house of Niyo
Niyo Digital Banking Products

Since 5+ Years

2Mn+ Customers


A 2-in-1 power-packed account offering Savings and Wealth Management all in one App
  • Get up to 7% interest p.a.* on your savings
  • Invest into ‘Direct’ Mutual Funds and pay ‘Zero’ commission on NiyoX App.
  • Auto-invest spare change every time you spend with 'Invest the Change'
NiyoX Digital savings account

In partnership with

Niyo Global
In partnership with
^VISA exchange rates applicable. #Conditions apply.

Niyo Global

Explore the world with Niyo Global as your financial companion on your fingertips.
  • Enjoy 0% Forex Markup^ anywhere in the world
  • Load in INR and spend in 150+ currencies, without any extra charges
  • Get help anytime and anywhere with our 24x7 in app chat support
  • Earn upto 5% interest# on savings (available on Niyo SBM)

Niyo Money

Grow your money using our wealth management app with in-built robo-advisory.
  • Invest in 0% commission direct mutual funds for free
  • Import, Track and Act on your entire Mutual Funds portfolio at one place
  • Achieve your financial goals using our Goal-based advisory powered by proprietary algorithms
  • Invest in Stocks & ETFs - domestic or global**
Niyo Money
** In partnership with 5Paisa discount broker and Stockal
Niyo Bharat

Niyo Bharat

Open banking platform for business and salary card for employees

  • Lifetime zero balance prepaid card
  • Multilingual app supporting over 10 languages to bring banking services closer to you
  • Payroll, HRMS & Salary transfer modules for employers

In Partnership with


T&C Apply.

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