About Us

We started Niyo with the idea of making banking simple, smart and transparent for everyone.

In 2015, our co-founders had a vision to create banking products that customers love. Today, Niyo is a leading Fintech in India, it caters to the needs of over a million customers across blue-collared sectors and to Indians that travel around the world. 

Niyo’s mission is to empower our users to take charge of their personal finances. At conception, we targeted salaried employees, and created solutions to help them get the most out of their salaries. As we’ve grown, we’ve developed products to help our users spend smartly and safely overseas, pay bills, transfer funds, make online purchases, access ATMs anywhere in the world, track their spending habits, and so much more – all supported with our seamless digital platform.

At Niyo, we keep our customers at the centre of everything we do. Our high app rating of 4.8 and our 80+ NPS score are just a testament to our commitment to the customer service experience.

Our team comprises bankers, young technocrats, and individuals that bring in deep domain expertise.  Together, we develop products that keep our customers at the centre and address their needs.

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Inception Year
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Total Funding Secured
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Team Strength

Company Values

  • Bias For Action: Whenever the opportunity presents itself, we aim to make decisions quickly and act upon them
  • Customer Focus: All that we do is with the customer in mind
  • Innovation: We bring new ideas to the table and bring them to fruition
  • Integrity: We take no shortcuts. Honesty is at the core of everything we do.
  • Ownership: We take responsibility for what we do, and ensure that everything is seen to the end

Founders

Vinay Bagri

Co-Founder and CEO

Vinay has spent 18 years in the corporate world working with diverse organisations like Parle, 3M, ICICI Bank, Standard Chartered, ING, and Kotak Mahindra Bank. Of Niyo’s values, customer focus stands out to him. “We are absolutely paranoid about ensuring value to the user and experience to the user.” 

Outside of the office: Vinay enjoys playing badminton and is keen to pick up salsa dancing.

Virender Bisht

Founder and CTO

Virender is a seasoned technology professional with 16 years of experience in creating world-class software products. After seeing both the positive and challenging aspects of corporate culture, Viren sees Niyo’s core values as a means to keep the organization grounded. “They reflect what an ideal organization should look like.” 

Outside of the office: Viren enjoys running and is expanding his knowledge and understanding of music.

Founders

Vinay Bagri

Co-Founder and CEO

Vinay has spent 18 years in the corporate world working with diverse organisations like Parle, 3M, ICICI Bank, Standard Chartered, ING, and Kotak Mahindra Bank. Of Niyo’s values, customer focus stands out to him. “We are absolutely paranoid about ensuring value to the user and experience to the user.” 

Outside of the office: Vinay enjoys playing badminton and is keen to pick up salsa dancing.

Virender Bisht

Founder and CTO

Virender is a seasoned technology professional with 16 years of experience in creating world-class software products. After seeing both the positive and challenging aspects of corporate culture, Viren sees Niyo’s core values as a means to keep the organization grounded. “They reflect what an ideal organization should look like.” 

Outside of the office: Viren enjoys running and is expanding his knowledge and understanding of music.

Our Investors

Partners

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