The only Prepaid card & App you will ever need

Niyo Bharat brings a comprehensive suite of features tailor made to fit your specific financial needs. We are always listening to our customers to curate bleeding-edge-technology driven solutions to make banking safer, simpler, smarter.
Banking partners: YES Bank & DCB Bank

Niyo Bharat App & Prepaid card

Niyo Bharat App is a digital-first solution to your everyday money management.
This multifeature App comes loaded with incredible features with answers to
almost all your financial needs on your fingertips

Best in Class Security

  • Lock/Unlock/Block card to prevent misuse
  • Change ATM PIN without having to visit an ATM
  • Enable fingerprint lock or update app password for safety with convenience
  • Hide card balance with a wave over the phone camera
Manage Payment with Niyo Card

24/7 Support

  • Change your mobile number from the tip of your fingers
  • Replace card in case of loss or damage
  • Raise and track support tickets for any grievance
  • Know about your card status directly from Bharat App

Added Benefits

  • Know details about your ₹1,00,000 complimentary personal accident insurance
  • Get your Provident Fund (PF) balance on SMS
  • Enjoy exclusive deals and offers for being part of the Niyo family
  • Refer Niyo Bharat to your circle and win attractive rewards
Personal Profile on the App
Niyo Family Card

Do More with Your Money

  • Recharge mobiles & pay bills directly using the Niyo Bharat App
  • Invest in gold starting at ₹1 and get it delivered to your doorstep
  • Grow your money with mutual fund investments
  • Avail "Family Card" to share Niyo benefits with close ones
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