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How it works

30 Second Onboarding

Easy eKYC through Aadhaar and biometric

Distribute with one click

Load employee benefits on NiYO cards through corporate portal

Spend anytime anywhere

Employees can start spending the benefits on 1.5+ million outlets online and offline

Use NiYO mobile App

Manage your expenses and claims from the NiYO mobile app


Benefits for Corporates

RBI Compliant

NiYO Cards are 100% RBI compliant.

Tax Compliant

NiYO Cards are 100% tax compliant.

Cost Effective

NiYO saves cost on each benefit distribution.


NiYO platform is live 24/7 and very easy to use.


Benefits for Your Employees

Wide Acceptance

Use NiYO card on 1.5+ million outlets, online and offline.


Pin Protected, Lock/Unlock via mobile app.

Tax Saving

Best way to save taxes.

Ease of Use

Single card and mobile app for all your needs.







Our Clients


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