Spend Globally, Save Locally!

No matter where you are in the world, we’re with you to help you save more and do more. Bank on your Niyo Global account and experience all things extraordinary while globetrotting.

Powered by SBM Bank (India)

**VISA exchange rate is applicable.
*Conditions apply.

Ultimate Travel Partner

  • Zero Forex Markup**

Say goodbye to markups on your forex transactions with Visa signature card

  • Load Instantly, Spend Anywhere

Managing finances while on the move has never been easier – load your account in INR, spend in 150+ countries

  • Your Money is Never on Vacation

While you take in the sights and explore new countries, a 5% interest* on your savings means your money is constantly growing

All You Need & More

  • Live Currency Converter

Real time currency converter in the Niyo Global App makes sure you never end up paying more when handling foreign currencies

  • ATM Locator

Travel light with minimal cash and zero hassle. The Niyo Global App locates an ATM near you, wherever you are

  • In App Chat Support

There is no time zone for an emergency, or for getting help with any issue with our 24×7 in-app chat support

Experience All Things Exclusive

  • Exciting Deals For All Indulgence

Enjoy exclusive travel and debit card offers. Saving money and availing customized deals while travelling has never been easier

  • Complimentary* Airport Lounge Access

Always travel in peace and comfort, even when you have to wait, with complimentary lounge access

  • Extraordinary VISA concierge

VISA concierge is your 24×7 digital personal assistant, offering specially curated experiences for you

Security At Your Fingertips

  • Stay Updated, Constantly

Get real-time updates for your transactions and balance

  • Lock/Unlock Your Card

If you’re not using your card or have misplaced it, simply ‘lock’ it temporarily and ‘unlock’ it once you’re ready to use it again

  • Manage Card limit

Stay in control of your digital savings account by locking or adding limits on ATM withdrawals, card swipes & online transactions

  • Your Money is Insured

Your money is always safe with an insurance cover of up to ₹5 Lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC), a subsidiary of RBI


  • I understand that I would receive my physical card within 15 days, from the date of card ordering.
  • I am aware that I am signing up for a beta version of the Niyo Global by SBM. As a Beta user, I understand that all functionalities may or may not be available, and that I may encounter technical difficulties while using the product.
  • While Team Niyo is actively working on improving the product, I will exercise caution and carry an alternative in case I encounter a technical difficulty during a critical situation such as traveling abroad.
  • By Downloading the Beta app, I agree to the terms and conditions .
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