**VISA exchange rate is applicable.
Say goodbye to markups on your forex transactions with Visa signature card
Managing finances while on the move has never been easier – load your account in INR, spend in 150+ countries
While you take in the sights and explore new countries, a 5% interest* on your savings means your money is constantly growing
Real time currency converter in the Niyo Global App makes sure you never end up paying more when handling foreign currencies
Travel light with minimal cash and zero hassle. The Niyo Global App locates an ATM near you, wherever you are
There is no time zone for an emergency, or for getting help with any issue with our 24×7 in-app chat support
Enjoy exclusive travel and debit card offers. Saving money and availing customized deals while travelling has never been easier
Always travel in peace and comfort, even when you have to wait, with complimentary lounge access
VISA concierge is your 24×7 digital personal assistant, offering specially curated experiences for you
Get real-time updates for your transactions and balance
If you’re not using your card or have misplaced it, simply ‘lock’ it temporarily and ‘unlock’ it once you’re ready to use it again
Stay in control of your digital savings account by locking or adding limits on ATM withdrawals, card swipes & online transactions
Your money is always safe with an insurance cover of up to ₹5 Lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC), a subsidiary of RBI
The Niyo Global card is an INR based international card that helps you make transactions in foreign currencies when you are travelling. It is your ideal travel partner for the following reasons:
Forex card is a service that quite a few banks offer, and most of them do not require you to have an account with them. With the Niyo Global card, you get a savings account that ensures your money is always working, even when you are on vacation.
A lot of careful planning is required for your itinerary and plans for travel, but financial worries should not weigh on your mind when you want to explore new countries. The Niyo Global card does your financial planning for you as it comes with an array of useful features.
Per Transaction Limits
Within Cooling Period (30 mins)
Outside Cooling Period
Niyo Global does not charge you any special exchange rate. The VISA exchange rate is used and there is no extra charge for using the card.
Here’s how you can populate the exchange rate calculator fields:
The Niyo Global card is the best forex card you can choose since it charges zero forex markup and ensures that you never have to limit yourself in indulging your wanderlust.
A forex card looks and works just like a regular credit or debit card. The similarities are not limited to how it is accepted by merchants all around the world, but also extend to the security aspects. Your card is always protected by the agency that issues it to you, and you can lock or block your card should you misplace it. A PIN will usually be used to authorize all payments, and this adds a layer of security and prevents fraudulent transactions.
Currently, we provide services in over 14,000+ PIN codes across India. You can enter your PIN code while onboarding to check if your current location falls under our serviceable regions.
Yes, it can be used to withdraw money from ATMs, although the ATM service might charge you a small fee.
You can lock your card temporarily or block it permanently from the app. Blocking the card is a permanent change, which means you cannot use it again and will have to order a new card for a fee.
Yes, because international debit cards will charge you a fee with each transaction, while forex cards don’t because with forex cards you make the payment in the local currency.