Decode banking with NiyoX

Bank Account in Partnership with Equitas Small Finance Bank

0 Balance Savings Account
0% Commission on Mutual Funds
7% Interest* p.a. on your Savings

No wonder some call it “007 banking”!

Here’s An Account That’s Made For More

  • Give Wings To Your Savings

Open a Savings Account and earn an industry best Interest rate of 7%* p.a.

  • Sometimes difficult to maintain Minimum Balance? Dont Worry!

Zero Balance Savings Account

  • We’ll Spoil You With Choice
Geeky morse code overlay or chic caricature emboss? Choose a VISA Platinum Debit Card Design that suits your persona.

Effortless Investing

  • Returns. All Yours

Invest into ‘Direct’ Mutual Funds and pay ‘Zero’ Commission on NiyoX App.

  • One Stop For Your Entire Portfolio

Import and track your entire Mutual Fund portfolio easily from one portal. Coming Soon!

  • Save And Earn. More And More

Invest in FD and earn exciting Interest Rates.
Coming Soon!

Security You Can Rely On!

  • RBI’s Deposit Insurance Scheme
Your money is safe with up to ₹5 Lakh insurance cover by Deposit Insurance Scheme (insured by DICGC, a wholly owned subsidiary of RBI).
  • Wave Your Hand For Magic 
Hide your balance from the screen with a wave of your hand.
  • Your Account is in Safe Hands. Your Hands
Lock/Unlock your card or Set/Reset your Card PIN on your own via the app.

Offers, Rewards and So Much More

  • Reward Yourself With Your Transactions 
Sign up with Equinox Rewards for amazing deals and extra benefits.
  • Offers You Can’t Refuse 

Enjoy the best Offers and Discounts at no extra cost.

  • Refer And Earn

Stay tuned for a delightful Referral Program. Coming Soon!

*For balances above 1 Lakh in Niyo Equitas Savings Account, T&C Apply.


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